Editorial Guidelines

E-E-A-T Principles

Our content follows Google's Experience, Expertise, Authoritativeness, and Trustworthiness (E-E-A-T) guidelines:

Content Creation Process

1. Research & Planning

• Keyword and user intent analysis to understand what consumers need
• Review of state-specific insurance regulations and requirements
• Analysis of current market rates and trends
• Identification of reputable sources and data providers

2. Writing Standards

• Accuracy First: Every claim is backed by verifiable sources
• Plain Language: Complex insurance terms explained in simple English
• Actionable Advice: Clear next steps for consumers
• Current Information: All data reflects current market conditions
• Balanced Perspective: Pros and cons presented fairly

3. Fact-Checking

• Every statistic verified against primary sources
• Quotes and data cross-referenced with official sources
• State-specific requirements verified with insurance departments
• Contact information (phone numbers, websites) verified as current

4. Editorial Review

• Senior editor reviews for accuracy and completeness
• Compliance check against editorial guidelines
• Verification of all external links
• Final quality assurance before publication

5. Regular Updates

• Quarterly review of all content for accuracy
• Immediate updates when regulations change
• Annual refresh of statistics and market data
• Continuous monitoring of user feedback and corrections

Sources We Trust

We only cite authoritative, verified sources:

• Government Agencies: State insurance departments, NAIC, Federal agencies
• Industry Organizations: J.D. Power, AM Best, Consumer Reports
• Financial Publishers: Bankrate, NerdWallet, ValuePenguin, The Balance
• Insurance Companies: Official carrier websites for specific policy details
• Legal Sources: State statutes, insurance codes, court decisions

We never cite Wikipedia, anonymous forums, or unverified blogs as primary sources.

Independence & Transparency

What We Are

• An independent insurance information website
• A source of unbiased, data-driven guidance
• A platform for consumer education

What We Are NOT

• We are NOT an insurance company
• We do NOT sell insurance policies
• We do NOT receive commissions from carriers
• We are NOT affiliated with any insurance provider

Advertising & Monetization

This website may display advertising through Google AdSense and similar networks. These ads are clearly labeled and do not influence our editorial content. Our reviews and recommendations are based solely on research and data analysis.

Corrections Policy

We are committed to accuracy and transparency. If you find an error:

• We will investigate all error reports promptly
• Confirmed errors will be corrected immediately
• Significant corrections will be noted at the top of the article
• We maintain editorial integrity by owning our mistakes

To report an error, please contact us at our contact page.

Prohibited Practices

We never engage in:

• Plagiarism: All content is original or properly attributed
• Content Quality: We use advanced technology and research methodologies to create comprehensive, accurate insurance guides verified against authoritative sources
• Clickbait: Headlines accurately reflect article content
• Misleading Claims: No exaggerated promises or guarantees
• Paid Placements: No carrier pays for favorable coverage
• Outdated Information: Content is kept current and relevant

Questions About Our Standards?

We welcome questions about our editorial process, content standards, or specific articles.