Privacy Policy

1. Who We Are

InsuranceUSAQuotes.com ("we," "us," or "our") is an independent insurance information website. We are not an insurance company and do not sell insurance products.

Website: https://insuranceusaquotes.com
Contact: Available at our contact page

2. Information We Collect

2.1 Information You Provide

We only collect information you voluntarily provide through:

• Contact Forms: Name, email address, message content
• Newsletter Subscriptions: Email address (if offered)
• Comments: Name, email, comment text (if commenting is enabled)

2.2 Information Collected Automatically

When you visit our website, we automatically collect:

• Device Information: Browser type, operating system, device type
• Usage Data: Pages visited, time spent, referring website
• IP Address: Used for analytics and security (anonymized when possible)
• Cookies: See our Cookie Policy section below

2.3 Third-Party Data

We use third-party services that may collect data:

• Google Analytics: Website traffic and behavior analysis
• Google AdSense: Advertising delivery and measurement
• Cloudflare: Website security and performance

3. How We Use Your Information

We use collected information for:

• Website Operation: Providing, maintaining, and improving our services
• Analytics: Understanding how visitors use our site
• Communication: Responding to your inquiries
• Security: Protecting against fraud, abuse, and security threats
• Advertising: Displaying relevant ads (opt-out available)
• Legal Compliance: Meeting legal obligations

4. Cookie Policy

4.1 What Are Cookies?

Cookies are small text files stored on your device when you visit a website. They help websites remember your preferences and analyze site usage.

4.2 Types of Cookies We Use

4.3 Managing Cookies

You can control cookies through:

• Our Cookie Banner: Use the "Reject Non-Essential" button
• Browser Settings: Block or delete cookies in your browser preferences
• Global Privacy Control (GPC): We honor GPC signals from your browser
• Opt-Out Links:
  • Google Analytics Opt-Out
  • Google Ad Settings

5. Your Privacy Rights

Under California law (CCPA/CPRA) and other state privacy laws, you have the following rights:

How to Exercise Your Rights

To exercise any of these rights, please contact us. We will respond within 45 days.

6. Do Not Sell or Share My Personal Information

We do NOT sell your personal information in the traditional sense. However, under CCPA/CPRA, allowing third-party advertising cookies may be considered "sharing" for cross-context behavioral advertising.

To opt out:

• Click "Reject Non-Essential Cookies" in our cookie banner
• Enable Global Privacy Control (GPC) in your browser
• Contact us to manually opt out

7. Children's Privacy

Our website is not directed to children under 16. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately, and we will delete it.

8. Third-Party Links

Our website contains links to third-party websites (insurance companies, comparison tools, etc.). We are not responsible for the privacy practices of these third parties. Please review their privacy policies before providing personal information.

9. Data Security

We implement reasonable security measures to protect your personal information:

• HTTPS encryption for data transmission
• Cloudflare security protection
• Limited data retention (only as long as necessary)
• Access controls and authentication

However, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security.

10. Data Retention

We retain personal information only as long as necessary for:

• Providing our services
• Complying with legal obligations
• Resolving disputes
• Enforcing our terms

Analytics and cookie data is typically retained for 14-26 months.

11. International Users

Our website is based in the United States and primarily serves US audiences. If you access our site from outside the US, your information may be transferred to and processed in the United States, which may have different data protection laws than your country.

12. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by:

• Posting the new policy on this page
• Updating the "Last Updated" date
• Providing notice through our website or email (for material changes)

13. Contact Us

If you have questions about this Privacy Policy or want to exercise your privacy rights:

14. State-Specific Privacy Rights

California Residents (CCPA/CPRA)

California residents have additional rights described in Section 5 above.

Other States

Residents of Virginia, Colorado, Connecticut, and other states with comprehensive privacy laws have similar rights. Please contact us to exercise your state-specific rights.

15. Consent

By using our website, you consent to our Privacy Policy and agree to its terms. For cookies, you provide consent through our cookie banner or browser settings.